Welcome to my “Tools” page! Here you will find a list of products and services that I personally use and recommend. These brands have earned the Personal Finance Junkie Seal of Approval!

I have divided my recommendations in three sections for your convenience: (1) Manage Your Money, (2) Write and Publish Books, and (3) Start a Blog. Check back periodically for updates.

For a list of the books I recommend, see: The 5 Best Personal Finance Books For Building Wealth or The 38 Personal Finance Books Your Need To Read To Improve Your Finance IQ.

Note: There are affiliate links on this page. I have used or currently use the products and services described below and would highly recommend them without any compensation.

Manage Your Money

  • Financial Fitness Workbook

    My FREE personal finance workbook with 21 daily exercises designed to quickly improve your personal finances. Learn things like which money ratios you should be tracking, how to better organize your important financial documents and the best method for paying off debt for good plus much more.


  • 7 Day Spending Diary

    My FREE budgeting tool. Track your spending for 7 days to discover where your money is really going. The 7 Day Spending Diary is essential to create a budget that you can stick to. If you ever thought to yourself “I don’t know where all my money went” then you need this resource!


  • MyFico

    Manage your credit score and credit report for FREE at MyFico. Knowing what is on your credit report is the first step to improving your credit and maintaining your good credit rating. Get alerts sent to your phone whenever there are changes made to your credit report. No more worrying about identity theft. You will be protected.


  • Personal Capital

    Watch your net-worth grow for FREE with Personal Capital. The money management software I use to track my income, spending, student loan balance and investments. Receive email updates telling you how your investments are performing and how your spending compares to previous months. A valuable resource if you are looking to grow your net-worth.


  • LendKey

    Save money with LendKey. Refinance your student loan (or group of loans) into one loan with a lower interest rate and lower monthly payment. If you have private student loans I highly recommend you check out LendKey’s rates and see if you can get a better deal. It won’t hurt to look into it!


Write And Publish Books

  • Self-Publishing Guide For Beginners

    Writing books can be an intimidating process that is why I organized all of the best resources for you to use in this short guide. Get all of the resources I use to write books and learn more about the self-publishing world in this FREE Self-Publishing Guide For Beginners.


  • Self-Publishing School

    Would you like to write your book and see it published on Amazon in the next 90 days? Self-Publishing School can make it happen. I took the course and it worked for me so I highly recommend it to anyone who is serious about learning how to go from dreamer to published author! Check it out. Sign up for the free webinar and see if it feels right for you.


  • Happy Self-Publishing

    Take the FREE Self-Publishing Video Course at Happy Self-Publishing. Learn the ins and outs of the self-publishing business from an expert who has published well over a dozen books and is making a full time living off of her self-publishing empire.


  • Scrivener Software

    The best word processing software I have encountered to date! If you have ever written a document over 100 pages then you know that you can quickly become lost and disorganized quick! Scrivener Software solves that problem. With so many different ways to organize your writing using this software you will never feel overwhelmed by your large writing projects. Scrivener was the key to me actually being about to successfully complete my first book.


  • Learn Scrivener Fast Course

    So I can’t recommend Scrivener without letting you know about the course I took to learn how to use the software. With this course you will learn how to make Scrivener do exactly what you want it to do. Scrivener is like my iPhone, I discover a new feature on it every day. This course is not necessary to learn how to use the software but it will cut your learning curve dramatically giving you more time to focus on your writing.

Start A Blog

  • How I Made $40,000 My First Year Of Blogging (eBook)

    Blogger Chelsea Lords of Chelsea’s Messy Apron made over $40,000 by the end of her first year blogging. Luckily for us she documented her journey every step of the way and put all of her hard earned lessons into an eBook. She shares her tips and secrets to building a successful blog. Learn more about her eBook and read testimonials here.

  • Bluehost

    Bluehost is the most highly recommended host in the blogging world and it is the host I use and trust. They are always running promotions where you can get hosting services between $3-$4 month. Sign up with Bluehost for your hosting needs if you think you will eventually want to grow your blog into a business.


  • Studio Press

    I love Studio Press for their ease of use. I am no web designer by any stretch of the imagination but I have been able to customize my own blog just the way I want it with no help at all. This is only possible because of my Studio Press Theme. I toyed around with other themes but quickly abandoned them out of frustration. If you plan to DIY then save yourself some frustration and use a Studio Press Theme.


  • LeadPages

    If you plan to make money with your blog then you are going to need to way to capture email addresses. Leadpages provides proven templates for you to use to capture email addresses from your audience. It may be a little expensive if you are just starting out but if you have the money to invest then I definitely think LeadPages is a must have and it is worth every penny.


  • MadMimi Email Service Provider

    There are plenty of email service providers out there (and I’ve tried two others before settling down with MadMimi). I recommend this email service provider if you are just getting started and you are on a budget and you need something that is easy to use. The first email service provider I tried was too difficult for me to figure out, the second one was too expensive but MadMimi was just right!